Perks Checking

The checking account experience that gives a little extra.

Get ready to experience an elevated checking account. Perks Checking is designed to save you money with access to Meritrust+ benefits, Early Payday and our Round Up savings tool. You’ll also get digital banking tools that make your life easier.

Early Payday

Get your money up to two days early with Meritrust’s Early Payday.1

Round Up

Saving money has never been easier. Round Up takes spare change from your purchases and adds it directly to your savings account.

Want Dividends?

Take advantage of all the same Perk’s Checking account benefits plus dividends with our Premium Perks Checking account.

Explore the Benefits of Meritrust+


ID Theft Aid
A host of identity protection products designed to keep you safe.


Cell Phone Protection
Phone broken or stolen? You’re covered with repair or replacement.


Roadside Assistance
Available 24/7 and free to use, covers up to $80 in covered service charges.


Bazing Savings
Shop local, save local. Discover discounts and national retailer deals.


Health Savings
Save money on prescriptions, eye exams, frames, lenses and hearing services.


Billshark
Bill negotiation and subscription canceling service.

Enjoy Digital Banking Features that Make Your Life Easier

Direct Deposit

Automate your finances and simplify your life with direct deposit.

Digital Banking

You can bank on your phone or desktop. Pay bills, make external account transfers, use mobile check deposit and more.

Mobile Wallet

Make in-store and online payments easier than ever with your Apple, Google or Samsung device.

1Meritrust cannot guarantee if or when ACH transactions can be credited to your account early. Our ability to credit your account depends on when your payer sends information to us and on certain information transmitted in the ACH electronic file.