Auto Loans as low as 4.63% APR*

Whether you refinance or buy – you’re going to save more

Great rates for both new & used vehicles

There are many benefits to having your auto loan with Meritrust Credit Union, such as fast pre-approval, monthly payments to fit your budget, no prepayment penalties, and simple interest financing. In addition, we offer financing of up to 100% of the actual purchase price including taxes, delivery charges, and mechanical breakdown extended warranty coverage.

Whether you are in the market for a new or used auto OR you are looking to refinance an existing auto loan to save on your monthly payment, you can do so with Meritrust Credit Union.

New and Used Autos1

Term Rates APR*
48 Months 4.50% 4.63%
The monthly payment schedule plan for a financed amount of $41,000 includes:

  • 47 payments of $938.99
  • 1 payment of $938.66
60 Months 4.75% 4.85%
The monthly payment schedule plan for a financed amount of $41,000 includes:

  • 59 payments of $772.45
  • 1 payment of $772.09
72 Months 5.00% 5.09%
The monthly payment schedule plan for a financed amount of $41,000 includes:

  • 71 payments of $663.31
  • 1 payment of $663.29
78 Months 5.50% 5.58%
The monthly payment schedule plan for a financed amount of $41,000 includes:

  • 77 payments of $629.38
  • 1 payment of $628.63
84 Months 5.75% 5.83%
The monthly payment schedule plan for a financed amount of $41,000 includes:

  • 83 payments of $596.96
  • 1 payment of $596.61

*APR = Annual Percentage Rate. Membership and credit qualifications required.
*APR listed is the lowest possible APR for qualified borrowers. Rate may change dependent upon credit qualifications. All rates are subject to change daily. Click here for disclosure information.

1The APR and illustrated payment examples are based on a borrower with a credit score of 750 or above, on collateral with a loan-to-value of less than 100% and is a 2012 or newer model vehicle, a total amount financed of $41,000 and all applicable rate discounts applied.

Borrower must have approved credit and limitations may apply. Please consult with a Meritrust Loan Officer for more information.